saving money

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3 Ways to Cut Bills and Live More Sustainably

ways to cut your bills

3 WAYS TO CUT BILLS AND LIVE MORE SUSTAINABLY

Climate change is dominating the news right now. For good reasons, we all should be looking at how we can live more sustainably and be less wasteful.

As well as reducing our carbon footprint, we can also look to save ourselves money by reducing our consumption of single-use items and resources.

So, how can you start to live a more sustainable life? There are so many small changes you can make that can help you use less, whilst also saving money and becoming more eco-friendly.  Today we will look at 3 simple things you can do.

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How to Have a Cheap Wedding That is Beautiful

how to have a cheap wedding

HOW TO HAVE A CHEAP WEDDING THAT IS BEAUTIFUL

If there is one thing that you do not want to do for your wedding day, it’s getting into debt.  

Every bride and groom should be able to start out their marriage in a solvent, and for that, you need to get serious about saving well before the time comes.

You can have the exact wedding that you want when you carefully save up, plan and choose wisely for every area of the planning process. Once you do, you’ll be saying “I Do” without debt from your day hanging over your head. With that in mind, let’s check out some smart budgeting tips that you can employ for your big day.

Today we will look at how to have a cheap wedding that is still beautiful and everything you’ve been dreaming of.

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Getting the Cheapest Deals on Your Biggest Purchases

getting the cheapest deals

GETTING THE CHEAPEST DEALS ON YOUR BIGGEST PURCHASES

We all want to save money on the essentials. Especially the big ones. But so few of us actually shop around for the best deals to bag bargains. At the end of the day, we live in a competitive marketplace and different sellers and providers are going to vye against each other for your custom.

This can lower costs and result in better deals. You just have to make sure you’re not complacent and ensure that you actively go out and get the lower cost items or services. Here are a few big purchases you can really save on!

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Making Your Money Stretch Further in Business

making your money stretch further

MAKING YOUR MONEY STRETCH FURTHER IN BUSINESS

When it comes to making money in business, we’re often focused on pushing sales. While increasing customer numbers and orders can make a positive difference to the balance sheets, it’s also crucial to keep an eye on running costs. If you’re making a lot of money, but your expenditure is high, this will affect your profit margins. If you’re keen to make your money stretch further, here are some steps to take. 

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The Monthly Expenses You’re Probably Paying Too Much For

monthly expenses

THE MONTHLY EXPENSES YOU’RE PROBABLY PAYING TOO MUCH FOR

If only we didn’t have to worry about those mounting monthly expenses. If only we had more money to spend on the fun things in life. If only we could be one step closer to financial freedom.

If only…

Well, here’s the thing. You don’t need a magical money fairy to turn your life around. You can worry less about your expenses. You can have more money. And you can take one step closer towards financial freedom. 

How?

By taking a long hard look at your monthly expenses, and asking yourself one important question.

Am I paying too much?

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Making Improvements to Add Value to Your Home

add value to your home

MAKING IMPROVEMENTS TO ADD VALUE TO YOUR HOME

We all want our homes to be worth as much as they possibly can be. Whether you bought your home a year or two ago, or whether you have had it for decades, when it comes to selling up, the amount that you can hope to gain through the sale will no doubt be something that will be on your mind. 

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New Year Money Resolutions You Can Actually Keep

new year money resolutions

NEW YEAR MONEY RESOLUTIONS YOU CAN ACTUALLY KEEP

It’s that time of year again when many of us start thinking about changes we’re going to make in the months ahead. While many people set unrealistic goals that are broken within days, there is a lot to be said to working towards realistic targets. If you’re looking to take control of your finances, tackle debts, or boost your balances in 2020, here are some money-saving resolutions you can actually keep. 

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The 10 Best Money Saving Apps and Sites

best money saving apps

THE 10 BEST MONEY SAVING APPS AND SITES

There are so many ways to save money but one of the best ways I find is using money saving apps.  It’s a really simple way to not pay full price for things which can provide a real satisfaction and keep more money in your pocket.

Also, you can stack up your cashback from some of these sites meaning you have a nice little savings pot always on the go!

Today I will share with you my 10 best money saving apps and sites

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5 Self-Care Ideas for Busy Parents

self-care ideas

5 SELF-CARE IDEAS FOR BUSY PARENTS

Do you have a treat fund or a self-care fund?  You know, it’s that fund that sits in one of those money boxes that you add to from time to time and after a while, you decide that you want to use it for something just for you.

It doesn’t matter how long it takes you to save, you know that the cash is going to go towards a treat.  A reward to be enjoyed for months of saving and hard work. You don’t yet know what you’ll use it for, but you know that it’ll be good!

Today we will share 5 self-care ideas for you to spend your hard savings on.

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Different Types of Mortgages – A Guide Through the Maze

different types of mortgages

DIFFERENT TYPES OF MORTGAGES – A GUIDE THROUGH THE MAZE

So you’re thinking about buying a house? Your journey starts from afar as you look at properties that catch your eye. You then need to look at different types of mortgages and navigate your way through the mortgage maze.

Regardless of your income status, most banks and financial institutions have instruments they use to get you onboard. This is perhaps where the most modern financial apparatus for the mortgage market exists. Since they are new, not a lot of people know about or even understand them.

There are many different and opposing terms you will come across, that could land you in hot water further down the line if you don’t understand them. It’s easy to get lost in it and give up, so here’s a guide on the different things you need to look out for. 

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