Who Are We

Our website address is: https://www.timeandpence.com.

What Personal Data We Collect and Why

Time and Pence takes your privacy seriously and will only use the data collected as set out in this Privacy Policy.  Please read the policy carefully and ensure you understand it.  If you do not agree with any part of the policy then you must stop using this site immediately.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Cookies

This site uses cookies which generally makes your browsing experience better. Information is collected through the use of cookies for site performance analysis. However, you can use your browser settings to disable cookies at any time.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

Embedded Content from Other Websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website. We have no control over this and would advise you to check individual sites privacy policies as you visit them.

Who We Share Your Data With and For How Long

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

What Rights You Have Over Your Data

If you have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where We Send Your Data

Visitor comments may be checked through an automated spam detection service.

Blog Post Subscription

If you would like to receive notification of new blog posts, you can register on the home page and this site will collect your e-mail address.  This will only be used by Time and Pence to send you notifications of new posts and you can unsubscribe at any time.  Your e-mail address will never be shared with any third party unless we are required to do so by law.

Disclaimer

All earning claims on this blog aren’t guarantees of future performance and we cannot guarantee your results.  Factors such as market conditions, your personal work ethic and your experience are out of our control we do not guarantee that you will make money with any of the programs that we promote.

Testimonials aren’t representative of overall success and hard work and effort is required in all programs to achieve results.

Evidence of income claims can be provided upon request.

Projections, predictions and other forward looking statements may not be accurate and aren’t guarantees of success.

We are not liable for your results and anything you invest in or decide to try is at your own risk.

Contact

If you have any questions or concerns regarding this Privacy Policy Agreement, please contact us at timeandpence@gmail.com.

BE CARING GET SHARING!