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Don’t Waste Money – 5 Ways to Change Your Habits

dont waste money

Don’t Waste Money – 5 Ways to Change Your Habits

When it comes to money, most people try very hard to keep their waste to a minimum. Unfortunately, the vast majority are still guilty of a few cardinal sins. Eradicating those could quickly improve your financial efficiency. This will put you on the road to far greater long-term success.

There are some simple things you can do to ensure you don’t waste money. So, what are the worst culprits that you need to look out for and how can you change your habits?

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Flip – Don’t Flop. Mistakes People Make When Selling a Property

 

 selling property

FLIP – DON’T FLOP.  MISTAKES PEOPLE MAKE WHEN SELLING A PROPERTY

Flipping properties is now a very important part of day to day trading but if you are in a rush to make some quick money then you may be tempted to overlook some of the more important aspects of the process. This can leave you with a hole in your pocket and it may even cause you some instability for the future as well.

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12 Months Blogging – Am I Making Money?

12 months blogging

12 MONTHS BLOGGING – AM I MAKING MONEY?

12 months blogging wow! I can’t believe it’s been a year already. It has been an amazing rollercoaster and such a huge learning curve for me.

I have been self employed for the past 15 years, you can read more about  my story here. During that time, I’ve done lots of different things to make money, sometimes with flexible hours and sometimes working from home.

When I read that you could make money blogging, I was intrigued and excited but I wasn’t technical AT ALL (I’m still not)!  I had no experience of running a website or a blog, let alone setting one up. I decided to learn how, so I read all I could and set up this blog to share my experiences of money making and money saving all whilst balancing family life.

12 month blogging

 

The idea was to work on it in my spare time around my existing income streams, which include, but are not limited to:

Selling on eBay

Matched Betting

Completing Surveys

I also decided that I would give it 6 months and if I wasn’t making a penny by then, I would give up. Not because I’m a quitter, trust me I’m not, but because in the time I’ve been working for myself I’ve done lots of things to make money and some I have wasted a lot of time on. I didn’t want to waste time, I wanted results.

So, the question, did I make any money?

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Thinking Outside the Box to Boost Your Income

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This is a contributed post

THINKING OUTSIDE THE BOX TO BOOST YOUR INCOME

I think many of you will agree that we would like more money in our lives. Of course, it doesn’t necessarily make us happier, but it can certainly make life easier. This, in turn, can present opportunities for happier times. However, if you work and have a set wage, it can often feel like there is no other way to boost your income, but this is where you are wrong.

Here are some things that you may not have thought of that could put more cash into your pocket!

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Advantages of Operating as a Sole Trader

sole trader

ADVANTAGES OF OPERATING AS A SOLE TRADER

Setting up a new business requires quite a few decisions. First, you must determine if you are going to incorporate your business or operate as a sole trader. Sole trader businesses are the most popular means of starting up in the UK. Understanding the advantages of this legal entity could help you to make up your mind about which business formation you should choose.

Sole traders have complete control of their businesses. This means that you do not have to collaborate with anyone else in any of the business decisions that you make. This alone could be a good reason for choosing this type of business formation.

Sole traders are also generally closer to their customers. You have the opportunity to develop a more personal relationship, which is important to many consumers. Customers who are looking for personal services may prefer those of a sole trader over a limited company because they will feel that they will receive a much more personalised approach to those services.

Sole trader businesses are much easier to get started than limited companies. While setting up a limited company is not difficult, it does take more time and can cost more in the long run than a sole trader business. If you are operating as a sole trader, you do not have to register your company with Companies House and there are no official forms that you need to complete. You do need to inform HMR that you are going to be self employed and that you will be operating as a sole trader, however.

The costs associated with forming a sole trader business are also much lower than those of a limited company. You do not have fees to pay to Companies House and depending on the nature of your business, you may be able to set it up without any money out of pocket.

Sole trader businesses have fewer regulations and legal requirements to meet, as well. There are fewer statutory filing responsibilities, which means less paperwork for you. This also means that you will have less contact with regulatory bodies and you are not required to maintain registers like that of a limited company.

Sole traders enjoy much more privacy as well. A limited company must provide accounts that can be inspected by the public. A sole trader can keep his or her financial information completely private so your competitors will not be able to see how much money you are earning or learn any of the secrets to operating your business. Your personal details will also remain private.

As a limited company, you are required to publish details about your company, including the names and addresses of your directors. As a sole trader, no such information is required so you are free to operate your company without any inspection from outside sources. There are of course, disadvantages to operating as a sole trader as opposed to a limited company. Understanding all of the advantages and disadvantages is important in making your overall decision on how your company should be formed.

Collaborative Post

YOU MAY ALSO LIKE:

How to Set Up a Blog

How to Make Money From Your Inventions

5 Things You Need to Start a Blog

How to Earn a Regular Income on ebay

 

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10 Passive Income Ideas You Can Start Today

passive income ideas

10 PASSIVE INCOME IDEAS YOU CAN START TODAY

Passive income has to be the ultimate goal doesn’t it?  To be earning a great passive income would be a dream and I am always on the look out for passive income ideas that I can try out.

I’m very lucky because I work from home, and some of the things I do to make money, generate a certain amount of passive income. My goal now is to grow that income.

So What is Passive Income?

Passive Income is where you are earning money after the work is complete, sometimes referred to as residual income. Think pensions.  When you retire, you no longer have to work but you have a regular income still coming in after your work is done.  That’s passive income.  That’s the dream.

As the retirement age in the UK is getting later and later, more and more people are looking for ways to create their own retirement income much earlier, me included.  Today I thought I would share with you some passive income ideas that you can try yourself.

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How to Declutter Your Home Fast

 declutter your home fast

HOW TO DECLUTTER YOUR HOME FAST

Want to declutter your home fast? Feeling overwhelmed? I know how you feel!

It’s actually easier to declutter your home than you think.  It’s one of those jobs that we tend to put off because the thought of it is usually very much worse than the reality.  Or simply, we just don’t know where to start.

I have never liked clutter.  When I became a mom, the clutter seemed to pile up even more and the thought of clearing it just seemed like a huge mountain to climb.  The more stuff we accumulated, the more got shoved into cupboards and drawers!

Everything I read talked about spending 30 days decluttering….. that’s a whole month!  I have tried these decluttering challenges before and I lose momentum and don’t reach the end of the task so I feel deflated.

Anyone who knows me, knows that I will always look for the easiest and quickest way to do something, so spending a month decluttering my home wasn’t an option.  I want it done now!

So if you want to declutter your home, but you’re feeling overwhelmed, you’re not alone!

Today I will show you how to declutter your home fast. This means:

  1. You will believe you can do it
  2. It will be easy for you to actually get started
  3. You will actually finish
  4. There will be time to do it more regularly

So, are you in?

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Make an Extra £100 This Week

make an extra £100 this week

MAKE AN EXTRA £100 THIS WEEK

Would you like to know how to make an extra £100 this week?

For those of you that follow my blog you will know that I make all of my income from home, mainly on-line.  I love working from home and have a few income streams. This blog is just one of them. If you want to set up a blog of your own, I have written some really useful step by step instructions here.

You can read about my first 12 months blogging income here

I’ve been self-employed for 15 years now and the one thing it has taught me is you can always make extra money if you put your mind to it.

We often read about people who are earning thousands and thousands of pounds per month on-line, but if you are not used to making extra money, that might seem out of reach.

Sometimes we just need to earn some extra cash fast and being able to make an extra £100 this week might just make all the difference.

What would £100 do for you?  Maybe it would help with your Christmas shopping, maybe put it towards a holiday or perhaps you just want to treat you and your family to an amazing day out.

The value of it will be very personal, but whatever it is you want it for, today I am going to show you how to do it, totally risk free!

If you do the work and follow the instructions, in one week’s time you will be £100 better off!

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Make Money As A Chat-Line Operator

make money as a chat line operator

MAKE MONEY AS A CHAT-LINE OPERATOR AND EARN UP TO £2000 PER MONTH

I can feel you blushing at the thought of becoming a Chat-Line Operator but is it as bad as it sounds?  You must be a little bit curious, right?

I have previously written about working from home on the telephone but this one is a little bit different.

For me, it conjures up all sorts of images, thoughts and fears but if you could earn £2000 per month working the hours you choose, from the comfort of your own home, could you do it?

No commuting, no boss, no asking for holidays, a good hourly rate.  Almost sounds too good to be true.

It’s certainly not for everyone but if you need to earn extra income, it may not be worth ruling it out as an option until you have read this post.

I asked a mum who makes a full-time income working as a Chat-Line Operator what it’s really like, in the hope of answering all your questions.  Here is what she said….

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5 Ways You Might Be Losing Money Without Knowing It

losing money

5 WAYS YOU MIGHT BE LOSING MONEY

WITHOUT KNOWING IT

Do you know if you are being fobbed off and losing money?  Do you understand what your consumer rights are?  Most people would probably answer “no” to these questions, me included!

I asked Helen Dewdney, The Complaining Cow  blogger, consumer champion and author of How to Complain: The Essential Consumer Guide to Getting Refunds, Redress and Results! to look at how you might be losing money just because you don’t know or use your consumer rights.

Read on, you might be surprised at how you can save yourself some money!

Over to Helen….

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