budgeting

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The Monthly Expenses You’re Probably Paying Too Much For

monthly expenses

THE MONTHLY EXPENSES YOU’RE PROBABLY PAYING TOO MUCH FOR

If only we didn’t have to worry about those mounting monthly expenses. If only we had more money to spend on the fun things in life. If only we could be one step closer to financial freedom.

If only…

Well, here’s the thing. You don’t need a magical money fairy to turn your life around. You can worry less about your expenses. You can have more money. And you can take one step closer towards financial freedom. 

How?

By taking a long hard look at your monthly expenses, and asking yourself one important question.

Am I paying too much?

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New Year Money Resolutions You Can Actually Keep

new year money resolutions

NEW YEAR MONEY RESOLUTIONS YOU CAN ACTUALLY KEEP

It’s that time of year again when many of us start thinking about changes we’re going to make in the months ahead. While many people set unrealistic goals that are broken within days, there is a lot to be said to working towards realistic targets. If you’re looking to take control of your finances, tackle debts, or boost your balances in 2020, here are some money-saving resolutions you can actually keep. 

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The 10 Best Money Saving Apps and Sites

best money saving apps

THE 10 BEST MONEY SAVING APPS AND SITES

There are so many ways to save money but one of the best ways I find is using money saving apps.  It’s a really simple way to not pay full price for things which can provide a real satisfaction and keep more money in your pocket.

Also, you can stack up your cashback from some of these sites meaning you have a nice little savings pot always on the go!

Today I will share with you my 10 best money saving apps and sites

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Different Types of Mortgages – A Guide Through the Maze

different types of mortgages

DIFFERENT TYPES OF MORTGAGES – A GUIDE THROUGH THE MAZE

So you’re thinking about buying a house? Your journey starts from afar as you look at properties that catch your eye. You then need to look at different types of mortgages and navigate your way through the mortgage maze.

Regardless of your income status, most banks and financial institutions have instruments they use to get you onboard. This is perhaps where the most modern financial apparatus for the mortgage market exists. Since they are new, not a lot of people know about or even understand them.

There are many different and opposing terms you will come across, that could land you in hot water further down the line if you don’t understand them. It’s easy to get lost in it and give up, so here’s a guide on the different things you need to look out for. 

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Making Ends Meet Over the Christmas Period

making ends meet over the christmas period

MAKING ENDS MEET OVER THE CHRISTMAS PERIOD

From today until the end of the year, most of us are going to be concerned with heavy workload, many social engagements, the need for financial investments through and through and perhaps even reuniting with our families. So, there’s a lot on our plate. Most of us can cope with the fact that we have plenty to do, but where we can really feel the stress is trying to make ends meet from a financial perspective.

This can pose a problem. Not only does this potentially prevent us from enjoying the festivities as we should, but if we’re not careful we may find our dollar isn’t quite enough to stretch over this period. Of course, going without is not always too terrible personally, but if we cannot supply our children with gifts, enjoy great food with the family or even meet our normal bills due to all of this, there can be a problem.

It’s why we’re writing this guide because if practised, you have time to apply the follow advice. Please, consider the following:

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Smart Money Advice When Moving Abroad

money advice when moving abroad

SMART MONEY ADVICE WHEN MOVING ABROAD

Are you considering moving abroad to improve your quality of life? If so, you certainly aren’t alone. Growing numbers are choosing to leave the U.S and Europe in search of better career opportunities, an easier retirement and a more fluid way of life. This could turn out to be a very smart financial move. Depending on where you move to, a much lower cost of living and a rapidly expanding economy means that not only will you save money, but with a few of the right financial moves, you could make money too.

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20 Ways to Stop Shopping and Save Your Money

ways to stop shopping

20 WAYS TO STOP SHOPPING AND SAVE YOUR MONEY

If you are reading this article then I guess you want to stop shopping.  This could be because you want to spend less and save your money or just because you feel you need less ‘stuff’.

Stopping shopping could help you to pay off debts or save for a dream holiday.  It could help you to live a simpler life and feel happier.  Whatever the reason, when you stop shopping it could be life-changing.

The thought of stopping shopping might feel a little overwhelming at first, especially if it’s what you do best, but don’t worry, today I will guide you through some simple things you can do to kick the habit and achieve whatever it is you want.

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Purchasing Your Teenager’s First Car

purchasing your teenagers first car

PURCHASING YOUR TEENAGER’S FIRST CAR

How to Ensure You Get a Great Price and a Safe Vehicle for Them

When it comes to all the different gifts you will buy for your child over the years, there are few that stand out quite as much as their first vehicle. A person’s first car is one they remember for their whole life, and it tends to hold some very special and sentimental memories. If you’re currently in the market for your teenager’s first car there are all kinds of factors that you’ll want to be aware of. This will help ensure that you find a vehicle that fits the budget, but is also safe and reliable for them to drive.

So, before you start shopping for cars, here are some tips to keep in mind.

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How Does Topcashback Work?

how does topcashback work

HOW DOES TOPCASHBACK WORK?

Have you always wondered “How Does Topcashback Work”? I have been using Topcashback for a couple of years now. I remember before I signed up feeling a little confused about how all this cashback stuff worked.  What I found was, it’s actually really simple and straightforward to use and soooo worth it!

If you are not sure how Topcashback works, here I will explain to you in detail, what you need to do to sign up and how you can start earning cash on your purchases without any effort at all.

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How to Cut Out Unnecessary Expenses

cut out unnecessary expenses

HOW TO CUT OUT UNNECESSARY EXPENSES

So many people waste money at home. It’s easily done. A home is a place of relaxation, and you don’t always want to worry about the costs of your creature comforts. However, you could afford many more creature comforts both in the present day and for years to come if you started to reduce wastefulness. That’s what we’re going to talk about in this article. The following pieces of advice should help you to cut out unnecessary expenses.

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