Month: September 2020

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4 Things You Need to Know Before Taking Out a Loan

things you need to know before taking out a loan

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4 THINGS YOU NEED TO KNOW BEFORE TAKING OUT A LOAN

People take out loans all the time, and in fact, three out of ten people in the UK have reportedly taken out more than one loan within a given year. These loans help them cover expenses and are a quick way to boost their finances. But while borrowing money is an excellent way of dealing with emergencies when you are strapped for cash, it comes with its risks. Therefore, before making a loan request, it’s essential to know how the process works and the potential effects your borrowing might have on you and your lifestyle. So what are some of the things you need to know? Let’s take a closer look below.

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3 Ways to Get Paid More at the Same Job

ways to get paid more

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3 WAYS TO GET PAID MORE AT THE SAME JOB

Everyone wants to get paid more, but unless you leave for greener pastures or experience a mixup in the monthly paycheck, getting paid more can be hard to come by. However, while it can be challenging to increase your monthly wage and boost your salary, it is not impossible. 

Here are 3 ways to get paid more without changing jobs.

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4 Surprising Money Traps to Avoid

money traps to avoid

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4 SURPRISING MONEY TRAPS TO AVOID

Ah, money! We love to have it, but we are prone to make costly mistakes. When the current pandemic is threatening both the economy and our mental health, it’s fair to say that financial mishaps are more likely to happen. However, careful budgeting can only do so much for you. If you’re going to make sure that your pennies work hard for the household, you need to learn how to avoid money traps. 

You may be thinking of financial scams or data exposure, but these are only some of the risks you are facing in your financial journey. Did you know that some of the most common money traps sit just underneath our noses day after day? 

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Easy DIY Gifts for Boyfriends and Husbands

DIY gifts for boyfriends

EASY DIY GIFTS FOR BOYFRIENDS AND HUSBANDS

Creating your own handmade DIY gift for your boyfriend or husband is not only cheaper than buying something but can be so much more personal.

When you create your own gift, it means that everything is coming directly from you.  It’s everything you want to say and not just something you’ve bought off the shelf.

Whether it’s for a Birthday, Christmas, Anniversary or even for Father’s Day, your DIY gift can be the perfect way to show your boyfriend or husband how much you care.

You don’t need to be creative.  Here are 17 easy DIY gifts for boyfriends and husbands that are sure to bring a smile to his face.

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Blatant Signs Your Small Company is Going Downhill

signs your small company is going downhill

 

This is a Contributed Post

BLATANT SIGNS YOUR SMALL COMPANY IS GOING DOWNHILL

Businesses are a little bit like ice creams on a sunny day – they don’t last forever. Either they melt in the heat or get eaten. Either way, the outcome is rarely good long-term. 

Eventually, therefore, you’ll find your business on shaky ground. Something will change (usually technology, regulation or consumer tastes), and your firm will start to go downhill.

The trick is to recognize when circumstances conspire against you so you can take action to mitigate the fallout. 

There is no shame in admitting your business has a problem. Just look at what happened to Apple in the early 1990s. The company nearly went bankrupt after becoming bloated and delivering sub-par products to consumers that destroyed its brand and reputation. 

The trick is to identify issues early so that you can respond effectively. Here are the signs and what to do.  (more…)

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