Privacy Policy & Disclosure

COPYRIGHT

Information on this website may be used for personal use only.  No part of it may be stored, reproduced, copied or transmitted by any means without prior permission from the Author.

PRIVACY POLICY

Time and Pence takes your privacy seriously and will not share your information with any third parties.  The only information collected is through the use of cookies for site performance analysis.  You can use your browser settings to disable cookies at any time.

DISCLOSURE

While every attempt is made to provide correct information, this site is for informational and entertainment purposes only.  I am not a financial expert and all views expressed are personal opinons. Before making any financial decisions you should seek financial advice for your personal circumstances from a trusted professional. The information on this site may become outdated over time.

DISCLAIMER

TimeandPence.com may use advertisements and affiliate links on this site, which means that if you click on a link and it takes you through to a website and you register or purchase something, Time and Pence will get a small compensation from that sale at no extra cost to you. You are not obligated to click on any links or to purchase any products that are advertised or recommended.

All opinions and reviews are honest and my own or that of guest posters.

These terms are subject to change without notice.

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